Tel: 085 867 4883
Tel: 085 708 9203
Address: Newbridge Business Centre, Charlotte House, Charlotte Street, Newbridge,
Co Kildare W12 CY98
Are you struggling to pay your debts? You are not alone.

Find Your Way Out of Debt. Stay in Your Home. Rebuild Your Life.

We help people across Ireland take control of their debts through insolvency solutions, so they can move forward with confidence.
Let’s Talk About Your Options
Protect your home. Regain control.

A solution for mortgage arrears and unsecured debts.

A Personal Insolvency Arrangement (PIA) can restructure your mortgage and other debts into an affordable plan, giving you security and peace of mind.
Let’s Talk About Your Options
Clear your debts in a structured way.

For unsecured debts such as loans, credit cards, or overdrafts.

A Debt Settlement Arrangement (DSA) lets you settle unsecured debts over a set period, with a portion written off at the end, helping you move forward debt-free.
Let’s Talk About Your Options
A fresh start when other options aren’t possible.

A legal process to clear your debts.

Bankruptcy can be the most suitable option in some cases. We provide expert guidance throughout the process, ensuring you are supported every step of the way.
Let’s Talk About Your Options
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Why choose Us

Expert Help, Handled with Care

Experienced

With years of proven success in personal insolvency, you can count on expert advice and steady support at every stage.

Supportive

We listen, understand, and stand by you throughout the process — we walk the journey with you, from start to finish.

Professional

Every case is handled with the highest standards of expertise and care, ensuring fair and effective solutions.

Confidential

Your situation is treated with complete privacy and respect, giving you peace of mind while you take control of your financial future.

Regain control of your finances.

With our guidance, you can resolve debt and move forward with confidence and peace of mind.

How Can We Help?

Our Services

If you are one of the many thousands of people in Ireland struggling to meet your debt repayments, Financial Solutions Ireland are here to help you.

Personal Insolvency Arrangement (PIA)

Protect your home. Regain control.

A PIA helps you deal with mortgage arrears and other debts by putting them into one affordable, manageable plan.

  • People with mortgage arrears who want to keep their home
  • Those with a mix of secured (e.g. mortgage) and unsecured debts
  • People unable to meet current repayments but who can afford a restructured plan

A Personal Insolvency Arrangement (PIA) is a solution for people with unsecured and secured debts. (Secured debts includes those with a mortgage.)

It is an agreement between you and your Banks that will aim to keep you in your family home where possible and may include debt write off

Start Your Road to Recovery. It's Free!

Debt Settlement Arrangement (DSA)

Clear your debts in a structured way.

A DSA lets you settle unsecured debts (like credit cards, loans, or overdrafts) over time, often with part of the debt written off at the end.

  • People with debts such as credit cards, loans, or overdrafts
  • Those who do not have mortgage debt to restructure
  • People who can afford regular payments once debts are reduced to a manageable level
  • Anyone looking for a formal, legally protected solution for unsecured debts

A Debt Settlement Arrangement (DSA) is a solution solution that allows for the write off of Unsecured debts (not mortgage related). There is no maximum amount. Debts such as personal loans, credit card loans, store cards, credit union loans and overdrafts could be included in a DSA.

Get Your Free Financial Consultation

Bankruptcy

A fresh start when other options aren’t possible.

Bankruptcy clears most debts and gives you a chance to rebuild, even if other arrangements aren’t suitable. We guide you through the process step by step.

  • People with high levels of debt where other solutions won’t work
  • Those with little or no realistic chance of repaying debts through an arrangement
  • Anyone seeking a full legal debt write-off and a fresh financial start

Sometimes the DSA or the PIA are just not the solutions for you. In that case we can look at Bankruptcy. This is a solution for people in debt over €20,000. Ownership of all your assets transfer to an Official Assignee. The Official Assignee will then sell all the assets and distribute the sale proceeds among your creditors. Remaining debt will be written off.

Let's Talk About Your Options

What Sets us apart

Tailored Debt Solutions

  • Speak directly to a qualified Personal Insolvency Practitioner (PIP)

    When you deal with FSI, you talk directly to an experienced PIP that is authorised and qualified to deal with your situation and give you expert advice from day one.

  • Protecting What Matters

    Our goal is to put sustainable, long-term solutions in place without forcing you to lose the roof over your head.

  • Tailored Solutions, not generic advice

    Every debt solution we offer is built around your individual circumstances — with a focus on what’s realistically achievable for you.

  • Fast Response Time

    We understand that debt causes stress, delays make the problem even bigger. We will not allow delays to make the problem worse. Our team is easy to reach and will keep you informed every step of the way.

  • Trusted, Regulated and Experienced

    Tatiana McGreal is a licenced PIP and is regulated by the Insolvency Service of Ireland (ISI). Our team has years of hand on experience of helping people across Ireland regain control of their finances with integrity and professionalism.

Financial Solutions Ireland

About Us

Tatiana McGreal (PIP).
Tatiana McGreal is authorised by the Insolvency Service of Ireland to act as a Personal Insolvency Practitioner (PIP)
Tatiana is the founder and Principal of Financial Solutions Ireland (FSI) based in Newbridge, Co. Kildare. She has over 20 years’ experience of working in legal and financial services across a wide variety of roles. 

We will be happy to review your own personal situation and provide advice on the best road to recovery for you.
While we are based in Newbridge, Co. Kildare, we are happy to talk and meet customers all over Ireland.

Ready to take the next step?

Just fill in the form below and we will be in touch straight away.



    Alternatively, please contact us today for a friendly discussion on 085 867 4883 or 085 708 9203

    Or write to us at our office address:

    Newbridge Business Centre, Charlotte House, Charlotte Street, Newbridge, Co. Kildare W12 CY98

    Frequently Asked Questions

    Understanding Personal Insolvency

    What is personal insolvency?

    Personal insolvency means being unable to pay your debts as they fall due. In Ireland, there are formal solutions under the Personal Insolvency Act — including PIAs for mortgage and secured debt, and DSAs for unsecured debts like credit cards and loans. These are managed by a licensed Personal Insolvency Practitioner (PIP), giving you a structured, legal path out of debt.

    I’m worried about losing my home, what can I do?

    Falling behind on your mortgage doesn’t always mean repossession. As a Personal Insolvency Practitioner, I can negotiate directly with your creditors through a PIA. In many cases, repayments can be reduced, arrears restructured, or debt written down. With a court-approved arrangement in place, you’re protected from creditors taking your home.

    What happens if I can’t pay my mortgage in Ireland?

    If you’re in arrears, you may qualify for a PIA which restructures or reduces your mortgage debt, often letting you keep your home. The arrangement is approved by creditors and the court, so you get legal certainty and protection.

    How do I deal with credit card debt I can’t pay in Ireland?

    If unsecured debts like credit cards, personal loans, or overdrafts are unmanageable, a Debt Settlement Arrangement (DSA) may help. It usually lasts 5 years, makes repayments affordable, and any unpaid balance at the end is written off.

    How do I apply for debt help in Ireland?

    Start by contacting a licensed Personal Insolvency Practitioner (PIP). The process begins with a confidential consultation, where we review your finances. I then prepare a proposal to creditors. Once approved and confirmed by the court, you have a clear, protected path to get back on track.

    What People are Saying

    Client Testimonials

    This lady in my opinion deserves the highest accolades there is. She's doesn't speak down to you,or even make you feel like you're a bother to her in anyway or form. The most welcoming, positive attitude and she definitely works her fingers to the bone for you. There is no amount of praise I can give to her,for helping me. Well,all I can say IS SHE IS ANGEL IN DISGUISE. If ever I need her advice again, believe me,even if she's halfway around the country I will still go all the way. Tatiana, be proud of yourself and your peers as all that you have done for me and I am sure there are many others like me, who sleep well at night and I have you to thank for that. With the most grateful heart, I thank you and may God bless and protect you always. With a grateful heart, Rae.
    R. B.
    R. B.Google Review
    Tatiana's professionalism, understanding, and support made a difficult process far less stressful than I ever expected. I truly appreciate the time she took to explain each step clearly and ensure I understood my options. Tatiana's expertise and reassurance were invaluable, and I’m very grateful for her help in resolving my case successfully.
    A. I.
    A. I.Google Review
    I contacted Tatiana in financial solutions after nearly 10 years of attending mabs services. They had helped and guided me through this time but they suggested I try contacting a PIA to see if they could help. I rang Tatiana one evening and I felt I had no way out of my situation and I felt helpless. After I spoke to Tatiana she discussed the process and everything was explained clearly and I felt a confidence that I knew clearly that there is no guarantee but also there were no hidden costs. I attended an appointment with her and decided to move forward and the whole process was made as easy as possible. I provided all the information required and after that Tatiana took over . She made the process so easy and nothing was to much trouble and I never felt that my questions were left unanswered and nothing seemed too much trouble to her. She kept me updated throughout the whole process and in the end she successfully completed my PIA. Since then my life has just completely shifted and for the first time in years I can actually sleep at night. I can’t thank her enough for her service and I appreciate her help and support.
    A. B. R.
    A. B. R.Google Review
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    Tatiana McGreal is authorised by the Insolvency Service of Ireland to act as a Personal Insolvency Practitioner (PIP). Tatiana is the founder and Principal of Financial Solutions Ireland (FSI) based in Newbridge, Co. Kildare.

    Address:
    Newbridge Business Centre, Charlotte House, Charlotte Street, Newbridge, Co. Kildare

    Phone:
    085 867 4883
    085 708 9203

    Our expert advice helps you deal with your debts and get the support you need. You can get advice on email or over the phone.

    © 2022 – FS Ireland | All rights reserved.